Terms of Service — ScholarPlanner

1. Acceptance of Terms

By accessing or using the ScholarPlanner platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.

These Terms constitute a legally binding agreement between you ("User") and ScholarPlanner. By creating an account or using any part of the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.

2. Description of Service

ScholarPlanner provides a comprehensive scholarship discovery platform that allows students to:

Build academic student profiles including GPA, education background, and preferences.
Browse verified international and domestic scholarship opportunities.
Receive automated qualification matching scores.
Receive timely WhatsApp and email alerts for newly matching scholarships and deadline reminders.
Track application statuses and prepare required application documents.

Important: ScholarPlanner is an independent scholarship matching and notification service. We do not award scholarships, represent official universities, or guarantee acceptance decisions.

3. User Accounts

When registering an account on ScholarPlanner, you agree to provide authentic and accurate academic information. You are responsible for safeguarding your login credentials.

4. User Conduct

You agree not to use automated bots, scrapers, or unauthorized penetration testing tools against our systems, and not to provide fraudulent profile information or violate applicable communication laws.

5. Scholarship Information

Notice: Scholarship criteria, funding amounts, and deadlines are determined solely by official scholarship bodies and may change. Students should always consult the official application portal before submitting applications.

6. Subscriptions & Payments

ScholarPlanner offers Free and Premium subscription tiers. Premium subscriptions unlock direct WhatsApp scholarship alerts, advanced dashboard tools, document readiness checks, and unlimited scholarship comparisons.

Payments are processed via authorized payment partners (JazzCash, CashMaal, cards). Subscriptions are billed per designated billing cycles.

7. Refund Policy

Scenario	Policy
Initial subscription cancellation within 48 hours	Eligible for full refund upon support review
Mid-cycle subscription cancellation	Access remains active until the end of the paid billing period
Terms of service violation termination	No refund provided

8. Intellectual Property

The ScholarPlanner brand, software platform, matching engine algorithms, and website assets are the exclusive intellectual property of ScholarPlanner.

9. Privacy

Your privacy is paramount. Please review our Privacy Policy for full details on data protection, security, and WhatsApp message consent.

10. Limitation of Liability

To the maximum extent permitted by applicable law, ScholarPlanner shall not be liable for any indirect, consequential, or incidental damages resulting from scholarship admissions decisions or platform usage.

11. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind regarding third-party university outcomes.

12. Termination

You may cancel your account at any time. We reserve the right to suspend accounts that violate platform policies or abuse communication channels.

13. Changes to Terms

We may update these Terms periodically. Notice of significant changes will be published on the website.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of Pakistan.

15. Contact Information

If you have any questions regarding these Terms, please reach out through our Contact Page.